.payment{

  max-width: 980px;
  margin: 0 auto;
  padding: 24px 12px;
}

.payment__title{

  font-size: 28px;
  line-height: 1.25;
  margin: 0 0 14px;
  color: var(--text-main);
}

.payment__list{

  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: var(--gap);
  grid-template-columns: repeat(2, minmax(260px, 1fr));
}

@media (max-width: 860px){

  .payment__list{ grid-template-columns: 1fr; }
}

.payment__item{

  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 14px;
  background: linear-gradient(0deg, #fff, #fff) padding-box,
              linear-gradient(135deg, var(--brand-red-300), #ffd6d6) border-box;
  border: 1px solid transparent;
  border-radius: var(--card-radius);
  padding: 16px 18px;
  box-shadow: 0 6px 18px rgba(255, 77, 79, 0.08);
}

.payment__num { 

  width: 56px; height: 56px;
  border-radius: 14px;
  display: grid; place-items: center;
  font-weight: 700;
  color: var(--brand-red);
  background: var(--brand-red-100);
  border: 1px solid var(--brand-red-300);
}

.payment__body h3{

  margin: 2px 0 6px;
  font-size: 18px;
  color: var(--text-main);
}
.payment__body p{

  margin: 0;
  color: var(--text-muted);
}

.payment__item:hover{

  transform: translateY(-1px);
  box-shadow: 0 10px 24px rgba(255, 77, 79, 0.12);
}

.payment__note{

  margin: 12px 0 0;
  font-size: 14px;
  color: var(--text-muted);
  background: var(--brand-red-100);
  border: 1px dashed var(--brand-red-300);
  padding: 10px 12px;
  border-radius: 12px;
}